Not only is it difficult to make the decision to enter a mental health or addiction treatment program, but the financial aspects of seeking care can cause some roadblocks for a large number of individuals. Even for those who have mental health insurance coverage, it can be a daunting task to determine how you are going to pay for a mental health treatment program.
Due to a lack of financial resources, many individuals are unable to receive the treatment that they desperately need. Some individuals may not have health insurance coverage, or if they do have insurance, the amount that is owed by the patient is too much for them to be able to afford. Many treatment programs can cost thousands of dollars per month, which can cause a significant amount of anxiety about the whole treatment process. More often than not, the financial responsibility of mental health care is the main reason many do not seek out professional help. However, the financial aspects of a recovery program should not prevent you from getting the help that you need.
Treatment Program: Lauren Hardy M.A., writes on the behalf of Timberline Knolls, which is a residential treatment center for women that focuses on healing the entire self by addressing each woman’s physical, mental, spiritual, emotional, and social needs.
Planning For Mental Health or Addiction Care
There are many different mental health treatment options available across the country, however some programs are better equipped than others for the treatment of specific disorders. (Different Alcohol Treatment Programs Work for Different People) Once you have identified the most appropriate mental health or addiction treatment centers for your specific needs, you need to sit down and determine how you are going to pay for your care. The first step is to call the treatment provider of your choice to determine how much it is going to cost and what types of payments are accepted. If you have health insurance, check with your provider about the details surrounding mental health treatment. Many health insurance companies offer coverage for a number of mental health services, including inpatient or residential programs. Your insurance company will be able to provide you with information regarding the number of treatments that are covered each year and the amount of your co-pay. They will also be able to provide you with a list of mental health care providers that accept your form of insurance, which can aid you in choosing a treatment center.
If your insurance does not provide mental health coverage, or if you do not have health insurance, you can apply for payment assistance. Many treatment centers provide payment assistance based on income and some centers operate on a sliding scale basis. Some families may be eligible to receive private addiction or mental health treatment financing, which will not remove the cost of care, but can help make getting treatment more manageable.
Many individuals are unaware that there is mental health and addiction support available from the community and other resources for those who are unable to pay for their mental healthcare. (Where to Get Mental Health Help) Advocacy groups, government groups, and non-profit organizations all often provide a number of healthcare services for little to no cost to the patient. Some of the available resources can include:
- Community-based: There are many communities that have community mental health centers that offer a range of counseling services at a reduced rate or free of charge for those with lower incomes.
- School-based: Most colleges and universities provide counseling services on campus that are often free to students.
- Religious institutions: Your religious institution may provide counseling services from trained pastoral counselors. Additionally, a clergy member may be able to offer their support, but they are usually not mental health professionals.
- Self-help groups: These groups are made up of individuals who have similar mental health issues and come together to help each other manage and recover from their problems.
- Hotlines: There are a number of mental health hotlines that are associated with specific topics and concerns. Numbers for hotlines can be easily accessed on the internet.
If you are struggling with a mental health illness or substance abuse, but are faced with financial difficulty, look into as many of these resources as you can for help. Mental health disorders can cause a significant amount of negative consequences in the lives of those who do not get treated. This is why it is extremely important to get the professional help that you need. Nothing should stand in the way of you building a better future for yourself.
You can also find Lauren Hardy on Google+.