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Why pay other companies for information on free, discount or low-cost prescription medications, when that information is available at no-cost.
Have you gotten spam email claiming that free or low-cost
prescription drugs “are just a phone call away”? Have you visited a website or
seen a newspaper ad offering to help you get free prescription drugs - for a
fee? If so, you may be looking at a scam. Senior citizens and people with mental health concerns are the most often targeted in these scams.
According to the Federal Trade Commission (FTC), America’s
consumer protection agency, some marketers are using spam email and the Web to
offer information on free or low-cost prescription drug programs for a fee,
sometimes as much as $195. Federal officials encourage you to steer clear of any
company that charges for information on free or low-cost prescription drug
programs.
While it's true that many prescription drug companies offer free or low-cost drugs for people who don't have prescription drug coverage, can't afford to pay for medication out of pocket, or have exhausted their insurance's annual allowance, the programs have strict qualification standards. Factors that affect whether you qualify may include your income and the cost of the drugs you need.
If you’re trying to get free or low-cost prescription drugs,
you don’t have to pay for information on how to do it. You just have to know
where to look. The information is free - and publicly available - from your
physician, pharmacists, and the government.
A drug company trade group sponsors a "one stop" website at
www.helpingpatients.org. The site provides information on patient assistance
programs for consumers who don’t have prescription drug coverage. Industry and
government patient assistance programs offer an estimated 1,000 medicines to
treat a variety of diseases and conditions, including depression, schizophrenia,
Alzheimer’s, cancer, high cholesterol, diabetes, high blood pressure, stroke.
You can apply for free or low-cost prescription programs or medicines on the website, or you can ask your health care provider to do it for you. A computer program determines whether there might be a match for you among the various programs. Health care providers must approve most applications for these assistance programs.
Additionally,
www.accesstobenefits.org is a website with information on many programs to help people with disabilities and seniors reduce their prescription drug costs.
The site is sponsored by a coalition of organizations serving Medicare
beneficiaries. These programs offer the most help if you don’t have other
prescription drug coverage and if your income is limited.
Finally, you can access the federal government's Medicare information at www.medicare.gov or by calling 1-800-MEDICARE.
Source: Federal Trade Commission website
back to: Free or Low-Cost Prescription Medication Assistance
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