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Beat Bulimia
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Eating Disorders are very serious, potentially life-threatening problems. The current mental health care system’s reimbursement policies and ‘managed care’ guidelines make it very difficult for eating disordered patients to receive treatment. These illnesses can have multiple causes, with possible physical or genetic predisposing factors, in addition to multiple psychological issues. The illness process leads to significant physiological changes requiring medical treatment in addition to psychiatric treatment but the reimbursement system does not allow for a holistic approach, wherein the costs of treatment might be more fairly shared between medical and psychiatric insurance benefits. Furthermore, some companies have very specific and inadequate guidelines for treatment, which fall far short of the current recommendations by the American Psychiatric Association (2000). Consequently, patients, families, and practitioners frequently have to fight to get the appropriate and necessary treatment. The following suggestions may help. 1. The most important first step is to have a complete assessment. This includes a medical evaluation to rule out any other physical cause for the symptoms, to assess the impact the illness has had to date, and to determine whether immediate medical intervention is needed. See Table 1 for specific tests. Equally important is the mental health assessment, preferably by an eating disorder expert to provide a full diagnostic picture. Many people with eating disorders have other problems as well including depression, trauma, obsessive-compulsive disorder, anxiety, or chemical dependence. This assessment will determine what level of care is needed (inpatient, outpatient, partial hospital, residential) and what professionals should be involved in the treatment. 2. Pursue the recommended level of care. Ask your insurance company, HMO, and health care providers for recommendations for programs or specialists. 3. Find out about local resources for treatment by calling the National Eating Disorders Association Information and Referral Helpline at (800) 931-2237 or visit the "Referral" area of the web site www.NationalEatingDisorders.org. 4. If your company does not provide a benefit for the recommended level of care (some policies have inpatient and outpatient, but no residential or partial hospital benefit), ask them to ‘flex the inpatient benefit.’ Appeal this to the medical director of the company if you are denied. Also, speak to your employer, union, or human resources department. As they pay for your coverage, they can pressure the company to provide the needed service. Have your physician or specialist who evaluated your loved one write a letter documenting the level of care needed. 5. Record the date/time/name of all your communications with the insurance company. Put your requests in writing if they are initially denied. Keep copies of everything. 6. Insurance and managed care companies are governed by state laws but most states mandate an appeals process. Usually, you must file an "internal appeal" with the company. First, request a letter from the company stating that they have denied the coverage you are seeking. (You need this denial in writing). Also request an explanation of their appeals process. Read the membership book from the insurance or managed care company—if the service you need is clearly excluded, appealing the denial will be pointless. A letter to the medical director documenting the need for treatment and risks of not receiving it may, however, cause the company to re-examine their policy. 7. If this is unsuccessful, write to the state insurance commission and/or speak to an attorney. Provide copies of all documentation. 8. Consider getting the care recommended by arranging to self-pay, while you continue to pursue reimbursement. 9. If the insurance company approves treatment, but not in a specialized program, appeal this decision. Or, ask that the treating clinicians obtain supervision and training from experts in eating disorders. If this treatment does not result in significant improvement, ask that specialists provide further treatment. 10. If you have no insurance, local mental health clinics or departments of psychiatry at medical schools may be useful resources. Also, you can apply for state assistance, Medicaid, through your local Department of Social Services or for Medicare if you meet the criteria for disability. There are some research programs, which provide treatment for no cost, but you must meet strict criteria. Contact your local major universities or medical schools to find any local research or studies for eating disorders. Research studies are often posted on the National Eating Disorders Association web site www.NationalEatingDisorders.org. 11. Visit the following web sites for other information about eating disorders or to join in their advocacy efforts: www.NationalEatingDisorders.org - National Eating Disorders Association sponsors outreach programs, treatment referrals, advocacy, and informational literature. www.EatingDisordersCoalition.org – Several organizations have formed the Eating Disorders Coalition for Research, Policy and Action to improve access to care and funding for Eating Disorders at the federal level. www.aedweb.org - The Academy for Eating Disorders is a professional organization with a membership directory of eating disorders specialists. www.AnnaWestinFoundation.org – The Foundation provides education and advocacy for the treatment of eating disorders. www.MentalHealthScreening.org - The National Mental Illness Screening Project sponsors an annual screening program for eating disorders. Eating disorders are serious health conditions that can be both physically and emotionally destructive. People with eating disorders need to seek professional help. Early diagnosis and intervention significantly enhances recovery. If not identified or treated in their early stages, eating disorders can become chronic, debilitating, and even life-threatening conditions. Treatment is Available. Recovery is Possible.What does treatment involve?The most effective and long-lasting treatment for an eating disorder is some form of psychotherapy or psychological counseling, coupled with careful attention to medical and nutritional needs. Ideally, this treatment should be tailored to the individual and will vary according to both the severity of the disorder and the patient's particular problems, needs, and strengths.
Questions to Ask When Considering Treatment OptionsThere are various approaches to eating disorders treatment. It is important to find an option that is most effective for your needs. There are many differing approaches to the treatment of eating disorders. No one approach is considered superior for everyone, however, it is important to find an option that is most effective for your needs. The following is a list of questions you might want to ask when contacting eating disorder support services. These questions apply to an individual therapist, treatment facility, other eating disorder support services, or any combination of treatment options.
With a careful search, the provider you select will be helpful. But, if the first time you meet with him or her is awkward, don’t be discouraged. The first few appointments with any treatment provider are often challenging. It takes time to build up trust in someone with whom you are sharing highly personal information. If you continue to feel that you need a different therapeutic environment, you may need to consider other providers. Suggested Medical TestsCompiled for the National Eating Disorders Association by Margo Maine, PhD A complete medical assessment is important when diagnosing eating disorders. Talk with your doctor about performing specific laboratory tests. With eating disorders, the most important first step toward diagnosis and recovery is to have a complete assessment. This includes a medical evaluation to rule out any other physical cause for the symptoms, to assess the impact the illness has had to date, and to determine whether immediate medical intervention is needed. (See Table 1 for specific tests.) Equally important is the mental health assessment, preferably by an eating disorder expert to provide a full diagnostic picture. Many people with eating disorders have other problems as well, including depression, trauma, obsessive-compulsive disorder, anxiety, or chemical dependence. This assessment will determine what level of care is needed (inpatient, outpatient, partial hospital, residential) and what professionals should be involved in the treatment. TABLE 1--Recommended Laboratory TestsStandard
Special Circumstances 15% or more below ideal body weight (IBW)
20% or more below IBW or any neurological sign
20% or more below IBW or sign of mitral valve prolapse
30% or more below IBW
Weight loss 15% or more below IBW lasting 6 months or longer at any time during course of eating disorder
TABLE 2--Criteria for Level of Care
Medically Unstable
Psychiatrically Unstable
Residential
Partial HospitalMedically stable
Psychiatrically stable
Intensive Outpatient/OutpatientMedically stable
Psychiatrically stable
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